MOCAP Proporciona estabilidad a través de la vivienda asequible, prevención de la exclusión, la educación para compradores de vivienda, y cursos de presupuestos.

Andy O’Riley se detuvo en nuestra oficina el 2 de noviembre para ayudar a difundir nuestros servicios. Comparte tus propias páginas después de haber visto el video.

MHA ofrece conexión asesoramiento posterior a la modificación de los propietarios de HAMP.

Un experto en vivienda de una agencia de asesoría de vivienda puede ayudarle a revisar los términos de su modificación, crear una evaluación financiera personalizada, y adaptar un plan de acción para ayudar a alcanzar sus objetivos financieros.

Más información sobre cómo usted puede tomar ventaja de asesoramiento posterior a la modificación de ayudarle a tener éxito.


Click here to view the Michigan State Housing Development Authority’s Foreclosure Timeline.

Por favor, vea la lista de las próximas clases Savvy comprador de vivienda por debajo. Si las clases no se ajustan a su horario, por favor llame a nuestra oficina para otros arreglos.


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Additional resources

Step Forward Michigan 

The Michigan Homeowner Assistance Nonprofit Housing Corporation (MHA) acting through Michigan State Housing Development Authority (MSHDA) has received federal funds from the U.S. Department of Treasury to help Michigan take a step forward through a comprehensive, statewide strategy that is aimed to help homeowners who are at high risk of default or foreclosure.

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business.

The Michigan State Housing Development Authority (MSHDA) provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing.

Rent vs. Buying

The choice between buying a home and renting one is among the biggest financial decisions that many adults make. But the costs of buying are more varied and complicated than for renting, making it hard to tell which is a better deal. To help you answer this question, our calculator takes the most important costs associated with buying a house and computes the equivalent monthly rent.

Feed the Pig

We’re here to help you do just that, feed your piggy bank. Here, you’ll find helpful tools, articles, tons of tips and other resources to help you on your path to financial stability. We’ll help you think through your spending and saving habits, identify ways you can start saving and commit to making changes that will reduce your debt and grow your savings.

We gather all your financial information into one place, giving you the whole picture in a way that’s easy to understand and take advantage of. Add the accounts, cards and bills you’d like. See what you have and what you owe. Track your spending patterns, investments and more.

Annual Credit

Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it. They also make it easy to accomplish many credit-related tasks right from your computer.

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

Federal Trade Commission

The FTC is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers’ interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.

It’s easy to get smarter about your money when you have a head start. These helpful worksheets cover everything from creating your first budget to planning for college to saving for retirement. We’ve done the hard work–all you have to do is answer a few questions related to whatever topic you want to address. You can save your answers and refer back to your worksheets as your financial situation changes.

Other resources

We also provide assistance with applications Bridges MI service. For more information, visit